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CHAPTER 6

At www.edgate.com students can access Practical Money Skills for Life on the main Web page. This is a money management activity that covers making and sticking to a budget, saving and investing, the danger of irresponsible spending, and maintaining a good credit history.

Current rates for credit cards and consumer loans are at www.bankrate.com and www.banx.com.

Information on credit reports can be found at www.equifax.com and www.transunion.com.

Credit law information is available at www.ftc.gov, the Web site of the Federal Trade Commission, and www.pirg.org, the network for Public Interest Research Groups.

www.jumpstartcoalition.org The Jumpstart Coalition for Personal Financial Literacy seeks to improve the personal financial literacy of young adults. Its purpose is to evaluate the financial literacy of young adults; develop, disseminate, and encourage the use of guidelines for grades K-12; and promote the teaching of personal finance. Its Web site provides a searchable database of educational materials for the K-12 age group. (888) 45-EDUCATE.

www.ncfe.org is the Web site for the National Center for Financial Education. It is a consumer-oriented, nonprofit, public education organization that offers articles and worksheets on topics, such as spending perception and creating a spending plan.

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