Chapter Overview: Ready to Learn?
The personal check is the most common type of negotiable instrument in use today. You can open a checking account by depositing money in a bank and signing a signature card. Besides the personal check, there are certified checks that are guaranteed by the bank and cashier’s checks which are checks drawn by a bank upon itself. A popular method of banking is called electronic fund transfer (EFT). A debit card is used to electronically subtract money from your bank account to pay for goods or services. As you study this chapter, you will learn how to protect your money and use it wisely.

Legal Web Links: Need to Know More?
Surf the Internet for legal Web links.

http://www.practicalmoneyskills.com/
A Web site organized around practical money skills that students will need for life. Includes links for students, teachers, and parents.

Self-Check Quizzes:Test Tomorrow?
Test your knowledge of chapter material with a self-check quiz.

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