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Understanding Medical Insurance


Real World Question
The United States has one of the best systems of medical care in the world. However, medical care can be expensive. Many families purchase some form of medical insurance to help pay for the cost of medical care. There are many types of medical insurance policies, but most can be grouped into categories that offer similar coverage. How do medical insurance plans differ?

Goals

  • Organize and understand information about different types of medical insurance plans.


  • Make informed consumer decisions about systems.


  • Communicate your findings to other students.

Data Sources
Make a Plan
  1. Read general information about different types of medical insurance plans.


  2. Use the Web link above to find more information about different types of medical insurance plans and to see what others have learned.


  3. Make a plan to organize the information that you find.

Follow Your Plan
  1. Make sure your teacher approves your plan before you start.

  2. Complete your investigation as planned.


  3. Record all your data in your Science Journal.


  4. Share your information by posting it at the link shown below.
Analyze Your Data
  1. Do all your sources agree on their general description of the types of medical insurance plans?


  2. Analyze your sources for possible bias. are some of your resources more reliable than others.
Conclude and Apply
  1. Explain what a fee-for-service plan is.


  2. Explain what a managed health care plan is.


  3. Define and Compare and Contrast an HMO, PPO, and a POS.


  4. Explain what Medicaid and Medicare are.


  5. Describe how you can make an informed consumer decision about medical insurance plans.

Post your data in the table provided.

Information on Medical Insurance Plans
 Type of Plan  Information
Fee-for-service
Managed Health Care
Medicaid
Medicare
* City:
* State:
* School:
* required