Chapter 4: Going into Debt
"Collecting Information on the FDCPA"
Introduction
The Fair Debt Collection Practices
Act was enacted in 1977 to protect debtors from unfair and
abusive collection practices. Did you know that professional
debt collectors have their own association that provides information
not only to the collector, but to the debtor as well? Go to
the American Collectors Association Debt Collection Web site
to learn more about the Fair Debt Collection Practices Act
and the rights of the debtor.
Destination Title: The
American Collectors Association Debt Collection Web Site
Note: Clicking on the link above will launch a new browser
window.
Need help using your browser for this activity? Click
here for tips.
Directions
Start at The American Collectors Association Debt Collection
Web site.
- Point to the "Consumer Resources" topic
and then click the "Brochures" link.
- Click on the link entitled "Your Rights
Under the FDCPA." Review the document, and then go back
to the "Brochures" page.
- Read through the site, taking notes
as you go. You may click on other topics in this site, such
as "What To Do When You Receive A Collection Notice," to
complete your research.
Using the information you gathered
from this site, answer the following questions.
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